- Flexible Draw Schedules
- Expert Guidance
- Customized Solutions
Building your dream home, backed by smart financing.
At JD Mortgage, we provide specialized construction mortgage solutions that support you through every stage of your home-building journey. Whether you’re constructing a custom home, renovating extensively, or managing a multi-phase project, we ensure the financing is structured for flexibility, control, and peace of mind.
Comprehensive support for every stage of your build.
Land Purchase Financing
Construction-to-Permanent Loans
Progress Draw Mortgages
Custom Home Construction Loans
Major Renovation Financing
Owner-Built Project Mortgages
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Clear steps, complete support — from plans to keys.
We begin with a full assessment of your construction plans and budget. Once approved, funds are released in stages (draws) as your project progresses. Our team works closely with appraisers, builders, and inspectors to ensure every phase aligns with both your timeline and financial goals. Throughout the process, we keep communication transparent and hassle-free.
Plan Review
We assess your building plans, budget, and timeline.
Approval & Structuring
Progress Inspections
Funds are released after inspection at each key milestone.
Project Completion
Final disbursement and seamless transition to a standard mortgage.
Expertise
With years of experience in construction mortgage financing, our team understands the intricacies of building projects — from zoning laws and permit issues to appraisal challenges and builder vetting. We don’t just lend; we guide. Our knowledge ensures your funding is timely, compliant, and optimized for success at every step.